Loan Rates
**.25% Discount for automatic payments. .25% Discount for active checking account with C.U. Debit card and ACH Dep.
New and Used Car Loans
|
Term |
Interest Rate / *APR |
Year of Car |
|
| 36 to 60 Months | 5.75% to 12.00% | 2008 & Newer | New Cars |
| 66 Months | 6.00% to 12.25% | 2008 & Newer | New Cars |
| 72 Months | 6.25% to 12.50% | 2008 Newer | New Cars |
| 84 Months | 6.50% to 7.25%* | 2008 & Newer | New Cars |
| 36 to 60 Months | 6.75% to 13.25% |
2003 - 2007 |
Used Cars |
| 66 Months | 7.00% to 13.50% | 2003 - 2007 | Used Cars |
| 36 to 48 Months | 8.50% to 13.50% | 2002 & Older | Used Cars |
| *ALL RATES SUBJECT TO CHANGE AT ANYTIME *APR = Annual Percentage Rate * Rate is dependent upon credit score and term of loan. *** not available for D and E paper |
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Recreational Vehicle Loans
| Term | Interest Rate / *APR | Year of Vehicle | |
| 71 Months or less | See new car rates | 2009 to 2010 | New RV's, Boat, Trailer, Camper |
| 72 Months | 8.00% to 10.25% | 2009 to 2010 | New RV's, Boat, Trailer, Camper |
| 84 Months | 8.50% to 10.50% | 2006 to 2008 | New RV's, Boat, Trailer, Camper |
| 96 Months | 8.75% to 10.75% | 2006 to 2008 | New RV's, Boat, Trailer, Camper |
| 120 Months | 9.00% to 11.00% | 2006 to 2008 | New RV's, Boat, Trailer, Camper |
| 60 Months | 9.00% to 10.25% | 1999 to 2004 | Used RV's, Boat, Trailer, Camper |
| 72 Months | 9.25% to 10.50% | 1999 to 2004 | Used RV's, Boat, Trailer, Camper |
| 84 Months | 9.75% to 10.75% | 1999 to 2004 | Used RV's, Boat, Trailer, Camper |
| 96 Months | 10.00% to 11.00% | 1999 to 2004 | Used RV's, Boat, Trailer, Camper |
| 120 Months | 10.25% to 11.25% | 1999 to 2004 | Used RV's, Boat, Trailer, Camper |
| Variable | 8.00% to 10.50% | 2009 to 2008 | New Motorcycle |
| Variable | 9.50% to 12.00% | 1999 to 2007 | Used Motorcycle |
| *ALL RATES SUBJECT TO CHANGE AT ANYTIME *APR = Annual Percentage Rate * Rate is dependent upon credit score and term of loan. *** not available for D and E paper |
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Other Types of Loans
|
Term |
Interest Rate / *APR |
Type |
| 180 Month Maximum | 7.50% to 12.00% | Home Equity Loan* |
|
Variable |
11.00% to 15.00% |
Signature Loan |
|
Variable |
10.50% to 12.50%*** |
Revolving Line of Credit **** |
| Variable | 3.00% + Div Rate | Secured Loans - Shares |
| Variable | 3.00% + Div Rate | Secured Loans - CD |
| Variable | 11.50% to 15.50% | Overdraft Line of Credit |
| Variable | 10.00% to 11.00% | Secured Loans - Other****** |
| *ALL RATES SUBJECT TO CHANGE AT ANYTIME *APR = Annual Percentage Rate * Rate is dependent upon credit score and term of loan. *** not available for D and E paper **** Discounts do not apply to revolving line of credit ****** Excludes Homes or Shares |
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