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Share Account Fees
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Master Share Excessive Withdrawal Third Party Check Fee
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$3.00 per check after one (1) withdrawal per month
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Master Share bad address Fee
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$1.00 per occurrence
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Master Share Transfer Fee
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$28.00 per transfer after six
(6) transfers per month
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IRA Service Fee
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$10.00 to open account
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IRA Withdrawal Fee
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$25.00 per withdrawal if member is younger than 59 1/2 years of age
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IRA Special Share Service Fee
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$10.00 to open account
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Share Draft Account Fees
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NSF Fee
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$28.00 per item
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Stop Payment Fee
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$20.00 per request
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Share draft printing Fee
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Prices may vary depending on style
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Share draft account closure
(non-voluntary) Fee
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$4.00 per occurrence
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Share draft / checking copy of draft Fee
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$2.00 per copy
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Share draft / organization copy of draft Fee
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$2.00 per copy
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Share draft / checking original of paid Fee
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$15.00 per original
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Share draft / organization original of paid Fee
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$15.00 per original
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Replace Check Credit Card
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$10.00
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Card Transaction Dispute Fee
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$10 per transaction
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Other Service Fees (applicable to all accounts)
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Account reconciliation Fee
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$10.00 per hour ($10.00 Minimum)
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Statement Copy Fee
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$1.00 per page
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Deposited Item return Fee
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$28.00 per item
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Items Sent for collection Fee
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$28.00 per item
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Wire transfer (outgoing) Fee
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$18.00 per transfer
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Legal Process Fee
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$25.00
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Account Closure Fee
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$25.00 if closed within ninety
(90) days
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Electronic Funds Transfer Fees
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Return EFT Fee
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$28.00 per item
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ACH Stop Payment Fee
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$20.00 per item
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ACH Origination Setup Fee
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$5.00
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ACH Origination Changes on Recurring Item
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$5.00
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Share Value/Membership Fee
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Par Value of one share
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$5.00
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Membership Fee
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$1.00 plus $1.00 for each additional joint member
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*ALL RATES SUBJECT TO CHANGE AT ANYTIME
*APR = Annual Percentage Rate
* Rate is dependent upon credit score and term of loan.
The rates and fees appearing in this Schedule are accurate and effective for the accounts as of the Last Dividend Declaration Date indicated on this Truth-In-Savings Disclosure (5/26/2004). If you have any questions or require current rate and fee information on your accounts please call the Credit Union.
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